Credit Consultants Association
Learn the legal, compliant way to perform credit repair — with proper training and a respectable certification from a professional trade association.
Transform into a Board Certified Credit Consultant & Certified Credit Score Consultant Unlock your potential in the dynamic credit industry with our prestigious certifications. Ideal for individuals and businesses eager to showcase their expertise and proficiency, these credentials are your passport to success in the competitive world of credit repair, endorsed by the reputable Credit Consultants Association (CCA).
Beware of Overpriced Alternatives Many expensive programs are primarily software companies using certifications as a sales pitch. With us, you get pure, unadulterated knowledge and training, focusing solely on elevating your expertise in credit repair.
Embark on Your Journey Today Join our community of credit repair experts. Your personal credit history doesn't define your future – our training and certification are your keys to unlocking a rewarding career in credit repair. Let's redefine your professional trajectory together.
You will receive a real respectable certification from a professional trade association.
Access to marketing ads, email templates, and various marketing information in our download section. You can also Email Credit Consultant Helpdesk with advanced tips, strategies, and ongoing support to assist you with tough issues facing your clients. We are here to assist our members in serving their clients better.
Establish your credibility and proficiency in the Credit Service Industry.
You will learn how to perform Credit Repair the right way using pre-litigation action strategies and all about credit scoring systems and become a specialist.
Strengthen and grow your business.
Be part of a network to assist you in finding answers to specific problems relating to your clients.
One source to get the latest news and updates within the credit industry.
We recommend a variety of low-cost software to use in your business.
Be included in the online A-list Board Certified Credit Consultant Directory.
Discount on a Professional Credit Repair Software, and marketing SEO company (special promotions)
Access to a Private Facebook Group for support and networking
Gain a competitive edge by standing out from the competition.
Receive authorization to display the Board Certified Credit Consultant logo on business cards, Web sites, and marketing and promotional materials.
Stand out, be noticed, and get the recognition you deserve
If you are a salesperson who uses another company to perform the credit repair tasks, e.g. network marketing agents, prove to your customers that you understand how the credit repair system works and vouch for the company you represent.
To earn the designation of a Board Certified Credit Consultant, you must successfully complete an online multiple-choice test that we provide based on our training. You need a computer that is equipped with a high-speed Internet connection. You have up to 90 minutes to complete the exam of 80 questions and will receive your results immediately upon completion. 75% is a passing score. You don't need credit software to get started. We offer some video and audio to go along with our training manual.
A signed certificate of completion will arrive within 10-15 days via US mail or within 7-10 days to your email if you purchased the digital version.
BCCC Certification — Digital Version

BCCC & CCSC — Digital Version


BCCC/CCSC printed manuals shipped to you


Three credentials in one — Digital

Three credentials in one — Shipped

Ultimate Training System — Digital

CCA · Flagship Tier
Every Certification — Plus More
Goes beyond the Ultimate plan by adding the CAICP (AI credit) certification and Credit Business Association (CBA) advanced training on becoming a certified credit business professional — with CLG professional software and digital or shipped manuals.
Certifications Included
Also Included
Vetting: To receive the BCBCP certification, vetting (background check) is required, with a $150 vetting fee — this also adds you to CBA. You can still complete the training without vetting. If you want to become a Certified Credit Business Professional, vetting is required. CCA's sister organization.
Software disclosure: CLG software is included for 12 months, then continues at $47/mo if kept.
250th Anniversary special (limited time): Digital $897 paid in full. Printed manuals shipped: add $200 ($1,097 paid in full). All off the $3,997 regular price. Pay-over-time plans are paused for the duration of this promotion. Coupon eligibility per published rules.
All of our programs are solid, respected, and built on the same compliant foundation — there's no wrong place to begin. Which certification you start with simply depends on your goals and where you want to enter the field. Some members begin with the Board Certified Credit Consultant (BCCC) and add the Certified Credit Score Consultant (CCSC) specialty; others go straight into FCRA, FDCPA, business credit, or AI credit. You can keep adding credentials as you grow — and the Ultimate Supreme package gives you every track in one enrollment.
We have two Certifications. The Board Certified Credit Consultant (BCCC) is our standard certification program. The Certified Credit Score Consultant (CSCC) is a supplement certification.
In the CSCC program, we go deeper into credit scoring concepts and address more in-depth FICO information. It also specializes in FICO. You can NOT receive our FICO certification without getting the BCCC beforehand.
NO. You don't need a special software program to do this business; however, it can help you manage your business more effectively once you grow. We feel it is best to learn how to do the work manually prior to purchasing a software program. If you can afford to learn how to use a software program and how to do the work at the same time — that's great. Please keep in mind that the software can NOT think for you nor does it pull credit reports. You must know how to control it and not let it control you. This is why we prefer that our members learn how to do the work first.
NO. You don't have to be certified but you must be compliant. However, we make it our business to make the public aware of our existence and encourage them to ask a consultant whether they have any credentials, are part of an association, and will abide by rules. Therefore, you may encounter clients asking about whether or not you are certified.
It is $29 per year.
Online access to materials and strategies including PDF manuals, audio, video, and supplemental credit score materials. There is a non-proctored online exam.
Content can be downloaded to your mobile devices or printed. All PDF training manuals will be available on the member's dashboard after registering.
Our membership dashboard area is equipped with credit tips, creating your profile for our directory, membership upgrades, and other learning tools. The second system is our Consultant Help Desk area which is FREE for members with a full package. Consultants can submit an online ticket or email and get answers to any questions they may have, or pay an additional nominal fee by appointment and speak with a credit coach in 10-minute increments.
Once payment is made, you will be able to immediately download the manuals and begin your studies. You can take the exam when you are ready; they are listed on the member's dashboard under Take Exams. The only special technology you will need is Adobe Reader and the ability to watch YouTube videos. Adobe is installed on 98% of all computers. If needed, Get Adobe Reader.
Passing an 80-question multiple-choice, non-proctored online exam with 75% or higher. Four attempts of the exam are given. Results are known immediately. For the Credit Score Exam: passing a 50-question multiple-choice, non-proctored online exam with 75% or higher. Four attempts are given.
As low as $7, or $30 for four more attempts. The retest fee applies if the passing requirement is not met at the end of the four exam attempts.
Course and exam should be completed within one year of purchase. The average student can complete the course within 20 hours or less for the standard plan, and some much faster depending on learning style.
If you want to use PayPal to send payment directly or an e-check, you can use the link on your chosen package. When your check clears in 3-5 days, we will process your membership and send materials. Let us know which program you are paying for in the options box.

Our FCRA Certification program is a separate site and an additional powerful certification to obtain.
All CCA members can obtain additional certifications by using a special coupon code to get 45% off the regular price; however, check with our office for other discount plans.
Available For Members Only!
It is okay to purchase this website if you are also signing up as a member.