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Credit Consultants Association

MEMBERSHIP & TRAINING INFORMATION

Learn the legal, compliant way to perform credit repair — with proper training and a respectable certification from a professional trade association.

Since 2008 Self-paced & online TSR compliant training Instant download
Credit Consultants Association

LEARN THE LEGAL WAY TO PERFORM CREDIT REPAIR AND IN COMPLIANCE - WITH PROPER TRAINING AND CERTIFICATION

Transform into a Board Certified Credit Consultant & Certified Credit Score Consultant Unlock your potential in the dynamic credit industry with our prestigious certifications. Ideal for individuals and businesses eager to showcase their expertise and proficiency, these credentials are your passport to success in the competitive world of credit repair, endorsed by the reputable Credit Consultants Association (CCA).

CCA credit repair certification training

WHY CHOOSE US?

  • Cost-Effective Learning: Forget about exorbitant training fees. Our comprehensive program offers everything you need at an affordable price, including essential compliance laws. You will learn how to perform credit repair the right way using Pre-Litigation Action Strategies. Also how to follow TSR. Understanding AI and Credit Repair.
  • Self-Paced Excellence: Recently updated, with TSR compliance information our training system is designed for your convenience. Learn at your own pace, fitting seamlessly into your busy schedule.
  • Proven Track Record: Join the ranks of successful professionals who began their journey with us. Our training is the stepping stone to your success in credit repair.
  • Comprehensive Expertise: Whether you're improving your own credit or kickstarting a business, our program equips you with both knowledge and empathy to serve your clients effectively.

WHY OUR TRAINING STANDS OUT?

  • In-Depth & Updated Content: Since 2008, we've provided top-tier training to diverse professionals like attorneys, mortgage brokers, and real estate agents. Our materials are annually updated to keep you ahead in the industry.
  • Affordability & Quality: We debunk the myth that high-quality training must be expensive. Our program is a testament to accessible, premium education in credit repair.
  • Reputation & Reliability: The Credit Consultants Association, established in 2008, has been a cornerstone in the credit repair industry. Many leading consultants today are our proud alumni.

Beware of Overpriced Alternatives Many expensive programs are primarily software companies using certifications as a sales pitch. With us, you get pure, unadulterated knowledge and training, focusing solely on elevating your expertise in credit repair.

Embark on Your Journey Today Join our community of credit repair experts. Your personal credit history doesn't define your future – our training and certification are your keys to unlocking a rewarding career in credit repair. Let's redefine your professional trajectory together.

What you get

Membership Benefits

You will receive a real respectable certification from a professional trade association.

Access to marketing ads, email templates, and various marketing information in our download section. You can also Email Credit Consultant Helpdesk with advanced tips, strategies, and ongoing support to assist you with tough issues facing your clients. We are here to assist our members in serving their clients better.

Establish your credibility and proficiency in the Credit Service Industry.

You will learn how to perform Credit Repair the right way using pre-litigation action strategies and all about credit scoring systems and become a specialist.

Strengthen and grow your business.

Be part of a network to assist you in finding answers to specific problems relating to your clients.

One source to get the latest news and updates within the credit industry.

We recommend a variety of low-cost software to use in your business.

BCCC = Board Certified Credit Consultant Credentials - Main Certification

Be included in the online A-list Board Certified Credit Consultant Directory.

Discount on a Professional Credit Repair Software, and marketing SEO company (special promotions)

Access to a Private Facebook Group for support and networking

Gain a competitive edge by standing out from the competition.

Receive authorization to display the Board Certified Credit Consultant logo on business cards, Web sites, and marketing and promotional materials.

Stand out, be noticed, and get the recognition you deserve

If you are a salesperson who uses another company to perform the credit repair tasks, e.g. network marketing agents, prove to your customers that you understand how the credit repair system works and vouch for the company you represent.

CCSC = Certified Credit Score Consultant Credentials - Supplemental

Become a Board Certified Credit Consultant

To earn the designation of a Board Certified Credit Consultant, you must successfully complete an online multiple-choice test that we provide based on our training. You need a computer that is equipped with a high-speed Internet connection. You have up to 90 minutes to complete the exam of 80 questions and will receive your results immediately upon completion. 75% is a passing score. You don't need credit software to get started. We offer some video and audio to go along with our training manual.

A signed certificate of completion will arrive within 10-15 days via US mail or within 7-10 days to your email if you purchased the digital version.

Choose your path

Membership & Certification Packages

Special on Plans — an additional 30% off Standard  Plans. Use code: 30off ends when coupons are gone!

Standard Plan

BCCC Certification — Digital Version

$149$97Instant downloadable & printable
  • Includes BCCC credentials fee, training materials, logos, and 12 months membership
  • 12 months membership plus access to NEW upcoming materials
  • You CAN print the training manuals yourself
  • Learn the laws & compliance, the Pre-litigation action strategies approach, and how to comply with regulations
  • Unlimited online/email support & 12 months access to our Private Credit Consultant's Helpdesk
  • Your name displayed in our directory
  • Online multiple-choice exam; updated materials with video, study guide & audio
  • Digital guide to Starting A Credit Repair Business
  • All dispute letters, sample contracts, business plan & operational forms
  • Arbitration as a credit repair strategy + Credit Scores Training
  • Marketing: email templates, ads, chat scripts & more
  • BCCC Exam & Certification fee included ($99)
  • 4 attempts to pass the BCCC exam (included)
  • No additional fees. Normal fee $149
  • Save with code 30off
BCCC certificate
Most recommended

Standard Plus

BCCC & CCSC — Digital Version

$299$127Instant downloadable & printable
  • Includes BCCC & CCSC credentials fees, training materials & membership. Learn FICO and earn the Specialist title. Our most recommended plan for those new to credit repair.
  • 12 months membership plus access to NEW upcoming materials
  • You CAN print the training manuals yourself
  • Pre-litigation action strategies & full compliance training
  • Unlimited online/email support & 12 months Helpdesk access
  • Names displayed in our directory; online multiple-choice exams
  • Updated materials: video, audio, study guide & in-depth Credit Score Manual
  • Digital guide to Starting A Credit Repair Business
  • Dispute letters, sample contracts, business plan & operational forms
  • Powerful advanced credit score training + marketing toolkit
  • BCCC ($99) & CCSC ($99) exam & certification fees included
  • 4 attempts each — BCCC & CCSC (included)
  • No additional fees. Normal fee $299 · code 30off
BCCC certificateCCSC certificate

Manuals Shipped

BCCC/CCSC printed manuals shipped to you

$599$375today!
  • Includes BCCC & CCSC credentials fees, training materials & membership. Learn FICO and become a specialist.
  • 12 months membership included
  • Printed manuals shipped to your home or office — you can also print yourself
  • Pre-litigation action strategies & compliance training
  • Everything included — no additional fees
  • 12 months Private Credit Consultant's Helpdesk access
  • Names displayed in the directory; online multiple-choice exams
  • Updated materials with video, audio, study guide & Credit Score Manual
  • Guide to Starting A Credit Repair Business
  • Dispute letters, sample contracts, business plans & operational forms
  • Discount on credit repair software + advanced credit score training
  • BCCC ($99) & CCSC ($99) exam & certification fees included
  • 4 attempts each — BCCC & CCSC (included)
  • Normal fee $599 · code 30off
  • What you will learn: Course Topics
BCCC certificateCCSC certificate
Adds AI cert

BCCC + CCSC + CAICP

Three credentials in one — Digital

$697$397Instant digital access
Board Certified Credit Consultant, Certified Credit Score Consultant, and CAICP certificates
  • Includes Board Certified Credit Consultant, Certified Credit Score Consultant, AND Certified AI Credit Professional credential fees, training materials, and membership. Learn all about FICO, master the laws that govern credit repair, and learn to operate AI compliantly — three industry credentials in one package. Our most recommended plan for those new to credit repair.
  • 12 months membership to our trade association, plus access to NEW upcoming materials
  • You CAN print the training manuals yourself
  • Learn the laws that govern credit repair, pre-litigation strategies, and how to stay in compliance
  • Everything included in the Standard Plus Plan
  • Unlimited online/email support + 12 months Private Credit Consultant's Helpdesk (advanced strategies)
  • Name displayed in our directory
  • All exams done online, multiple-choice format
  • Recently updated materials — videos, audio files, Study Guide, and an in-depth Credit Score Manual
  • Manuals downloadable
  • Additional Digital Guide to Starting a Credit Repair Business
  • Learn how to dispute the right way from your client's credit report
  • Operate a credit service business — dispute letters, contracts, business plan, operational forms, customer handling, and techniques (e.g., removing items per FCRA)
  • Learn arbitration as a credit repair strategy
  • Powerful Advanced Credit Score Training
  • NEW — AI for Credit Professionals: direct, verify, and approve AI the right way. You operate AI — AI does not operate you. Includes the CAICP Prompt Operator Workbook (Vol. 1: Consumer Credit AI Operations; Vol. 2: Business Credit AI Operations) and Universal Governance Prompts for compliant AI use
  • Marketing: email templates, ads, chat scripts & more
  • BCCC Exam & Certification Fee included ($199)
  • CCSC Exam & Certification Fee included ($149)
  • CAICP Exam & Certification Fee included ($397)
  • 4 attempts each — BCCC, CCSC & CAICP (all included)
  • Digital Certificate on all versions; hard-copy version available
  • No additional fees · CAICP — caicp.org
  • Normal fee $697
Adds AI cert

BCCC + CCSC + CAICP

Three credentials in one — Shipped

$897$497Printed manuals shipped
Board Certified Credit Consultant, Certified Credit Score Consultant, and CAICP certificates
  • Includes Board Certified Credit Consultant, Certified Credit Score Consultant, AND Certified AI Credit Professional credential fees, training materials, and membership. Learn all about FICO, master the laws that govern credit repair, and learn to operate AI compliantly — three industry credentials in one package. Our most recommended plan for those new to credit repair.
  • Printed manuals shipped to your home or office — you can also print yourself
  • 12 months membership to our trade association, plus access to NEW upcoming materials
  • Learn the laws that govern credit repair, pre-litigation strategies, and how to stay in compliance
  • Everything included in the Standard Plus Plan
  • Unlimited online/email support + 12 months Private Credit Consultant's Helpdesk (advanced strategies)
  • Name displayed in our directory
  • All exams done online, multiple-choice format
  • Recently updated materials — videos, audio files, Study Guide, and an in-depth Credit Score Manual
  • Additional Digital Guide to Starting a Credit Repair Business
  • Learn how to dispute the right way from your client's credit report
  • Operate a credit service business — dispute letters, contracts, business plan, operational forms, customer handling, and techniques (e.g., removing items per FCRA)
  • Learn arbitration as a credit repair strategy
  • Powerful Advanced Credit Score Training
  • NEW — AI for Credit Professionals: direct, verify, and approve AI the right way. You operate AI — AI does not operate you. Includes the CAICP Prompt Operator Workbook (Vol. 1: Consumer Credit AI Operations; Vol. 2: Business Credit AI Operations) and Universal Governance Prompts for compliant AI use
  • Marketing: email templates, ads, chat scripts & more
  • BCCC Exam & Certification Fee included ($199)
  • CCSC Exam & Certification Fee included ($149)
  • CAICP Exam & Certification Fee included ($397)
  • 4 attempts each — BCCC, CCSC & CAICP (all included)
  • Digital Certificate on all versions; hard-copy included
  • No additional fees · CAICP — caicp.org
  • Normal fee $897

Ultimate Plan

Ultimate Training System — Digital

$1997 / $797$575Ultimate Training System
  • The ULTIMATE CERTIFICATIONS: BCCC & CCSC, (BCBCS) Business Credit Training Certification, FCRA, FDCPA certifications, Metro 2 Training From a Creditor's Perspective, and Professional Credit Repair Software for 12 months
  • Digital Versions — Ultimate Training System (instant downloadable & printable when available)
  • Includes BCCC & Credit Score credentials, Board Certified Business Credit Specialist, FCRA & FDCPA training, logos, Metro 2 info & software for 12 months
  • 12-month membership included
  • Credit Repair Software from creditlettersgenerator.com — $47/mo if kept after 12 months
  • Pre-litigation action strategies & full compliance training
  • 12 months Helpdesk access; name in directory; online exams
  • Full access to our Business Credit eLearning System
  • Dispute letters, sample contracts, business plans & operational forms
  • Become a Business Credit Specialist — bcbcs.org
  • FCRA — fcracertified.com · FDCPA — fdcpacertified.com
  • Metro 2 — ccasite.net
  • 4 attempts: BCCC, CCSC, BCBCS · 3 attempts: FCRA & FDCPA (included)
  • No additional fees. Normal fee $1997 · 
CCA certifications
New

CCA · Flagship Tier

Ultimate Supreme

Every Certification — Plus More

Goes beyond the Ultimate plan by adding the CAICP (AI credit) certification and Credit Business Association (CBA) advanced training on becoming a certified credit business  professional — with CLG professional software and digital or shipped manuals.

$897 🇺🇸 250th Anniversary · Paid in full
$3,997 regular
Save $3,100 today
📦 Add printed manuals shipped to your door for +$200  ·  $1,097 paid in full

Certifications Included

  • BCCC Certification4 exam attempts
  • CCSC Certification4 exam attempts
  • Board Certified Business Credit Professional (BCBCP)bcbcp.org · 3 attempts
  • Certified AI Credit Professional (CAICP) $397via CBA · 3 attempts
  • FCRA Certificationfcracertified.com · 3 attempts
  • FDCPA Certificationfdcpacertified.com · 3 attempts
  • Metro 2 — From a Creditor's Perspectiveccasite.net
  • CBA Advanced Training Videos & Manual normal $797

Also Included

  • CLG Professional Credit Repair Software12 months included
  • All training manuals — digital access
  • Optional vetting module12-month access · background check
  • Add-on: vetting + CBA listing availablefor an additional fee
Format: Digital (Ultimate Training System) by default + Vetting Module access (12-month). Printed manuals are shipped only if you select the +$200 shipped format.

Vetting: To receive the BCBCP certification, vetting (background check) is required, with a $150 vetting fee — this also adds you to CBA. You can still complete the training without vetting. If you want to become a Certified Credit Business Professional, vetting is required. CCA's sister organization. 

Software disclosure: CLG software is included for 12 months, then continues at $47/mo if kept.

250th Anniversary special (limited time): Digital $897 paid in full. Printed manuals shipped: add $200 ($1,097 paid in full). All off the $3,997 regular price. Pay-over-time plans are paused for the duration of this promotion. Coupon eligibility per published rules.

All of our programs are solid, respected, and built on the same compliant foundation — there's no wrong place to begin. Which certification you start with simply depends on your goals and where you want to enter the field. Some members begin with the Board Certified Credit Consultant (BCCC) and add the Certified Credit Score Consultant (CCSC) specialty; others go straight into FCRA, FDCPA, business credit, or AI credit. You can keep adding credentials as you grow — and the Ultimate Supreme package gives you every track in one enrollment.

Questions

Frequently Asked

What is the difference between each membership package offered and their price?

We have two Certifications. The Board Certified Credit Consultant (BCCC) is our standard certification program. The Certified Credit Score Consultant (CSCC) is a supplement certification.

In the CSCC program, we go deeper into credit scoring concepts and address more in-depth FICO information. It also specializes in FICO. You can NOT receive our FICO certification without getting the BCCC beforehand.

Do I need a special software program to do this business?

NO. You don't need a special software program to do this business; however, it can help you manage your business more effectively once you grow. We feel it is best to learn how to do the work manually prior to purchasing a software program. If you can afford to learn how to use a software program and how to do the work at the same time — that's great. Please keep in mind that the software can NOT think for you nor does it pull credit reports. You must know how to control it and not let it control you. This is why we prefer that our members learn how to do the work first.

Is there a requirement to be certified in the Credit Repair industry?

NO. You don't have to be certified but you must be compliant. However, we make it our business to make the public aware of our existence and encourage them to ask a consultant whether they have any credentials, are part of an association, and will abide by rules. Therefore, you may encounter clients asking about whether or not you are certified.

How much is it to renew your membership after 12 months?

It is $29 per year.

Learning Format

Online access to materials and strategies including PDF manuals, audio, video, and supplemental credit score materials. There is a non-proctored online exam.

Internet access is required

Content can be downloaded to your mobile devices or printed. All PDF training manuals will be available on the member's dashboard after registering.


We have two systems with separate login links

Our membership dashboard area is equipped with credit tips, creating your profile for our directory, membership upgrades, and other learning tools. The second system is our Consultant Help Desk area which is FREE for members with a full package. Consultants can submit an online ticket or email and get answers to any questions they may have, or pay an additional nominal fee by appointment and speak with a credit coach in 10-minute increments.

Instant Download

Once payment is made, you will be able to immediately download the manuals and begin your studies. You can take the exam when you are ready; they are listed on the member's dashboard under Take Exams. The only special technology you will need is Adobe Reader and the ability to watch YouTube videos. Adobe is installed on 98% of all computers. If needed, Get Adobe Reader.


Certification Exam Requirements

Passing an 80-question multiple-choice, non-proctored online exam with 75% or higher. Four attempts of the exam are given. Results are known immediately. For the Credit Score Exam: passing a 50-question multiple-choice, non-proctored online exam with 75% or higher. Four attempts are given.

Retest Fee

As low as $7, or $30 for four more attempts. The retest fee applies if the passing requirement is not met at the end of the four exam attempts.


Estimated Completion Time

Course and exam should be completed within one year of purchase. The average student can complete the course within 20 hours or less for the standard plan, and some much faster depending on learning style.

Pay by PayPal or e-check

If you want to use PayPal to send payment directly or an e-check, you can use the link on your chosen package. When your check clears in 3-5 days, we will process your membership and send materials. Let us know which program you are paying for in the options box.

Certified Credit Score certificate

Our FCRA Certification program is a separate site and an additional powerful certification to obtain.

All CCA members can obtain additional certifications by using a special coupon code to get 45% off the regular price; however, check with our office for other discount plans.


Custom Website Plans

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It is okay to purchase this website if you are also signing up as a member.

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